Products & Services

Our focus is helping you improve your quality of life through helping you achieve your financial goals. We offer a wide variety of products and services to help you solve today’s personal and business financial problems and to prepare for the future.

Personal Solutions

Financial Resource Analysis

Life & Disability Income Insurance Needs
Analysis of Savings and Investments
Retirement Income Needs
Budgeting and Cash Flow Study

Retirement Planning

Individual Retirement Accounts (IRAs)
Fixed and Variable Annuities
Retirement Needs Analysis
Tailored Retirement Programs
Long Term Care Insurance

Tuition Funding Programs

College Costs Analysis
Analysis of Investment Alternatives
Insurance and Investment Plans

Investment Products

Mutual Funds
Unit Investment Trusts
Variable Annuities
Direct Participation Programs
Securities Brokerage Services

Estate Analysis

Hypothetical Probate Analysis
Tax Reduction Strategies
Charitable Giving

Business Solutions

Business Continuation Planning

Funding Option Analysis
Buy - Sell Strategies
Family Business Succession Planning
Key Person Insurance

Executive Fringe Benefits

Executive Bonus Plans
Split Dollar Insurance
Deferred Compensation Funding
Salary Continuation Plans
Non-Qualified Executive Fringe Benefits

Employee Benefit Program

Life and Disability Income Insurance
Pension, Profit Sharing and 401(k) Plans
Payroll Deduction Plans
SIMPLE IRAs
Non-Qualified Retirement Programs